2024/25 Undergraduate Module Catalogue

LUBS1037 Foundations of Banking

10 creditsClass Size: 150

Module manager: Alessio Bongiovanni
Email: A.Bongiovanni@leeds.ac.uk

Taught: Semester 1 (Sep to Jan) View Timetable

Year running 2024/25

This module is not approved as a discovery module

Module summary

This module introduces the key concepts and theories that underpin modern banking. After an overview of the role and functions of banks in the financial system, the module will introduce the key aspects of banks, their differences as financial institutions, and how we evaluate their performance. A particular emphasis will be placed on analysing the key principles of banks’ deposit taking and lending activities.The module assumes no prior knowledge of banking and related subjects and is intended to be both a stand alone introduction to the topic for those wishing to have a basic knowledge of banking activities and a foundation module for those progressing to more advanced banking topics.

Objectives

This module offers a introduction to the fundamental principles of banking, providing a solid foundation for understanding the modern financial system and the crucial role banks play in the wider economy. Students will explore essential theories and concepts that underpin banks and will gain insights into the core operations and strategies employed by banks through the analysis their financial statements. By the end of the module, students will have a firm grasp of deposit and lending strategies, enabling them to identify and understand the key dynamics that drive the modern banking industry.

Learning outcomes
Upon completion of this module students will be able to:
1. Explain the importance of coordination and information issues in the economy and the role of money.
2. Understand the role of the financial system, how it is structured, and how banks are established.
3. Understand and evaluate the financial statements of banks.
4. Understand and analyse the day-to-day operations of banks and the mechanics of deposit taking and lending.

Syllabus

Syllabus:
1. What is Money? What is Banking?
2. The Organisation and Structure of Banking
3. Establishing New Banks, Branches, and new Banking Services
4. Different Types and Aspects of Banking
5. The Financial Statements of Banks
6. Measuring and Evaluating the Performance of Banks
7. The Meaning of Interest Rates and the Pricing/Managing of Deposit Services
8. Managing Non-Deposit Liabilities
9. Lending Policies and Procedures
10. Lending to Corporates

Teaching methods

Delivery type	Number	Length hours	Student hours
Lecture	10	1.50	15.00
Seminar	5	1.00	5.00
Private study hours			80.00
Total Contact hours			20.00
Total hours (100hr per 10 credits)			100.00

Private study

Students are expected to read and understand each week's lecture material. 4.5 hours per lecture. 45 hours in total. Student’s are expected to prepare detailed answers for each seminar. 7 hours per seminar. 35 hours in total.

Opportunities for Formative Feedback

Mid-term formative assessment: Students will obtain formative feedback via a midterm formative assessment. Students will be tasked with exam like conditions and will be required to answer a series of small questions, consistent with the style of questions they can expect in the exam. The mid-term assessment will not only help the student to prepare for the type of exams expected in the BSc B&F and A&F programmes, but it will also offer a valuable opportunity of reflection at the mid-point of the semester/learning journey.

Methods of assessment

Exams

Exam type	Exam duration	% of formal assessment
Standard exam (closed essays, MCQs etc)	2 hr 00 mins	100.00
Total percentage (Assessment Exams)		100.00

The resit for this module will be 100% by 2 hour examination.

Reading list

The reading list is available from the Library website

Last updated: 29/04/2024 16:16:20

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