2022/23 Undergraduate Module Catalogue

LUBS2260 Banks and Banking Systems

10 creditsClass Size: 104

Module manager: Danilo Mascia
Email: D.V.Mascia@leeds.ac.uk

Taught: Semester 1 (Sep to Jan) View Timetable

Year running 2022/23

Pre-requisite qualifications

LUBS1035 Foundations of Finance
OR
LUBS1036 Introduction to Finance

AND EITHER:

LUBS1915 Introduction to Financial Accounting
OR
LUBS1235 Introductory Financial Accounting

This module is not approved as a discovery module

Module summary

This module provides an introduction to key theoretical and practical issues related to the modern banking business. After an overview of the role and functions of the financial system and the specificities that characterize financial intermediation, the module highlights the main characteristics and types of banks. A particular emphasis will be put on analysing recent trends and developments in terms of banking regulation and banking competition. The module also describes the main items contained in banks' financial statements and offers some basic financial analysis of a bank balance sheet

Objectives

This module aims at introducing basic concepts of banking and financial intermediation. The purpose is to provide students with an understanding of the role of banks in the economy and to overview the key theoretical arguments underpinning this role. Special attention will be paid to the theory and practice of banking regulation and to the UK banking industry with reference to relevant international comparators. At the end of the course students will be knowledgeable of the main activities of banks and on the implications of these activities for the real economy.

Learning outcomes
With the completion of this module students should be able to:
- Explain the nature of a financial system
- Explain and critically evaluate the differences between banks, other financial intermediaries and financial markets
- Explain and measure the key characteristics of a banking market in terms of competition and concentration
- Explain and critically evaluate the theory behind the 'too-big-to-fail' paradigm
- Critically evaluate why banks need regulation and distinguish between the different types of regulation
- Explain and critically evaluate the key features of the UK banking industry relative to international comparators.

Syllabus

1. The key features of the financial system;
2. Direct and indirect channels of funding and the role of financial Intermediation;
3. Why are banks special?
4. Types of banks and business models;
5. The evolution of the banking markets: competition, concentration and the 'too-big-to-fail' paradigm;
6. The theory of banking regulation;
7. The evolution of banking regulation;
8. The bank balance sheet;
9. Financial Statement Analysis of bank balance sheet;
10. The UK banking system.

Teaching methods

Delivery type	Number	Length hours	Student hours
Lecture	11	1.50	16.50
Seminar	5	1.00	5.00
Private study hours			78.50
Total Contact hours			21.50
Total hours (100hr per 10 credits)			100.00

Private study

This could include a variety of activities, such as reading, watching videos, question practice and exam preparation.

Opportunities for Formative Feedback

Your teaching methods could include a variety of delivery models, such as face-to-face teaching, live webinars, discussion boards and other interactive activities. There will be opportunities for formative feedback throughout the module.

Methods of assessment

Exams

Exam type	Exam duration	% of formal assessment
Standard exam (closed essays, MCQs etc)	2 hr 00 mins	100.00
Total percentage (Assessment Exams)		100.00

The resit for this module will be 100% by 2 hour examination.

Reading list

The reading list is available from the Library website

Last updated: 17/05/2022 15:20:43

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