2022/23 Undergraduate Module Catalogue
LUBS2260 Banks and Banking Systems
10 creditsClass Size: 104
Module manager: Danilo Mascia
Taught: Semester 1 (Sep to Jan) View Timetable
Year running 2022/23
Pre-requisite qualificationsLUBS1035 Foundations of Finance
LUBS1036 Introduction to Finance
LUBS1915 Introduction to Financial Accounting
LUBS1235 Introductory Financial Accounting
This module is not approved as a discovery module
Module summaryThis module provides an introduction to key theoretical and practical issues related to the modern banking business. After an overview of the role and functions of the financial system and the specificities that characterize financial intermediation, the module highlights the main characteristics and types of banks. A particular emphasis will be put on analysing recent trends and developments in terms of banking regulation and banking competition. The module also describes the main items contained in banks' financial statements and offers some basic financial analysis of a bank balance sheet
ObjectivesThis module aims at introducing basic concepts of banking and financial intermediation. The purpose is to provide students with an understanding of the role of banks in the economy and to overview the key theoretical arguments underpinning this role. Special attention will be paid to the theory and practice of banking regulation and to the UK banking industry with reference to relevant international comparators. At the end of the course students will be knowledgeable of the main activities of banks and on the implications of these activities for the real economy.
With the completion of this module students should be able to:
- Explain the nature of a financial system
- Explain and critically evaluate the differences between banks, other financial intermediaries and financial markets
- Explain and measure the key characteristics of a banking market in terms of competition and concentration
- Explain and critically evaluate the theory behind the 'too-big-to-fail' paradigm
- Critically evaluate why banks need regulation and distinguish between the different types of regulation
- Explain and critically evaluate the key features of the UK banking industry relative to international comparators.
1. The key features of the financial system;
2. Direct and indirect channels of funding and the role of financial Intermediation;
3. Why are banks special?
4. Types of banks and business models;
5. The evolution of the banking markets: competition, concentration and the 'too-big-to-fail' paradigm;
6. The theory of banking regulation;
7. The evolution of banking regulation;
8. The bank balance sheet;
9. Financial Statement Analysis of bank balance sheet;
10. The UK banking system.
|Delivery type||Number||Length hours||Student hours|
|Private study hours||78.50|
|Total Contact hours||21.50|
|Total hours (100hr per 10 credits)||100.00|
Private studyThis could include a variety of activities, such as reading, watching videos, question practice and exam preparation.
Opportunities for Formative FeedbackYour teaching methods could include a variety of delivery models, such as face-to-face teaching, live webinars, discussion boards and other interactive activities. There will be opportunities for formative feedback throughout the module.
Methods of assessment
|Exam type||Exam duration||% of formal assessment|
|Standard exam (closed essays, MCQs etc)||2 hr 00 mins||100.00|
|Total percentage (Assessment Exams)||100.00|
The resit for this module will be 100% by 2 hour examination.
Reading listThe reading list is available from the Library website
Last updated: 17/05/2022 15:20:43
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